Questions, answered.

Short-term financing used to acquire a residential property, renovate it and sell it. The loan is structured around the project rather than a long-term hold, so the timeline, the draw schedule and the exit are part of the analysis from the start.

Yes. Off-market transactions are one of our areas of strength — deals negotiated directly with an owner, without a public listing. We look at the asset and the plan behind it, not at where the opportunity came from.

No. Off-market is a differentiator, not a restriction. We also finance investment opportunities that are openly marketed.

For Fix & Flip, financing can potentially reach up to 90% of the purchase price. Final leverage is subject to underwriting and to the specifics of each transaction, and terms and eligibility vary by borrower, property and transaction.

Yes. Renovation costs can potentially be financed up to 100% of eligible rehab costs, structured alongside the acquisition. As with purchase leverage, the final structure depends on underwriting and deal specifics.

Send us the deal. We will review the property, the numbers and the strategy, and come back to you with how it can be capitalised.

Financing for rental property underwritten primarily on the income the property generates rather than on the borrower's personal income. It is generally used to hold a property as a rental once it is stabilised.

Short-term financing used to move quickly on a property and hold it while a longer-term solution — a sale or a refinance — is arranged.

Yes. A cash-out refinance after a completed renovation can release the equity created by the work and redeploy it into the next project, or convert the property into a long-term rental.

No. Many investors work with a general contractor rather than executing the work themselves. What matters is that the renovation plan and the team behind it are credible.

Foreign national investors do participate in U.S. real estate financing, and the structures available differ from those for U.S. citizens. Eligibility depends on the specific programme, the property and the transaction — send us the deal and we will tell you what can be structured.

To start: the property address, the purchase price, the estimated renovation budget, the expected after-repair value and your exit strategy. Requirements can vary by product and by transaction, so we will tell you what else is needed once we have seen the deal.