Bridge
Move now. Arrange the exit next.
Short-term capital to secure a property while a sale or a longer-term refinance is put in place.
What it is
A bridge loan covers the gap between acquiring or holding a property and the moment a permanent solution is in place. It is used when timing matters more than the length of the term: the transaction has to happen now, and the exit is arranged afterwards.
When it fits
A closing that cannot wait
The opportunity has a deadline, and a slower process would cost you the deal.
A property between strategies
You are holding an asset while a sale completes or a long-term refinance is arranged.
A portfolio in motion
Capital from one project is still committed while the next one needs to close.
What is a bridge loan?
Short-term financing used to move quickly on a property and hold it while a longer-term solution — a sale or a refinance — is arranged.
How much of the purchase can be financed?
For Fix & Flip, financing can potentially reach up to 90% of the purchase price. Final leverage is subject to underwriting and to the specifics of each transaction, and terms and eligibility vary by borrower, property and transaction.
What information do I need to submit a deal?
To start: the property address, the purchase price, the estimated renovation budget, the expected after-repair value and your exit strategy. Requirements can vary by product and by transaction, so we will tell you what else is needed once we have seen the deal.
Have a deal on the table?
Send us the property, the numbers and your exit strategy. We will come back with how it can be capitalised.